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Any Android smartphone user who has an account with a UPI-partnered bank can download a UPI app.<ref>{{cite web|title=Unified Payments Interface|url=http://www.npci.org.in/UPI_Background.aspx|publisher=NPCI}}</ref>
Any Android smartphone user who has an account with a UPI-partnered bank can download a UPI app.<ref>{{cite web|title=Unified Payments Interface|url=http://www.npci.org.in/UPI_Background.aspx|publisher=NPCI}}</ref>


Currently, the following 26 banks provide UPI-based services as PSP and issuer:<ref name=list>{{cite web|title=UPI|url=http://www.npci.org.in/UPI_Livemembers.aspx}}</ref>
Currently, the following 27 banks provide UPI-based services as PSP and issuer:<ref name=list>{{cite web|title=UPI|url=http://www.npci.org.in/UPI_Livemembers.aspx}}</ref>
{{Columns-list|colwidth=15em|
{{Columns-list|colwidth=15em|
* [[Allahabad Bank]]
# Allahabad Bank
* [[Andhra Bank]]
# Andhra Bank
* [[Axis Bank]]
# Axis Bank
* [[Bank of Baroda]]
# Bank of Baroda
* [[Bank of Maharashtra]]
# Bank of Maharashtra
* [[Canara Bank]]
# Canara Bank
* [[Catholic Syrian Bank]]
# Catholic Syrian Bank
* [[DCB Bank]]
# Central Bank of India
* [[Federal Bank]]
# DCB Bank
* [[HDFC Bank]]
# Federal Bank
* [[ICICI Bank]]
# HDFC Bank
* [[IDFC Bank]]
# ICICI Bank
* [[IndusInd Bank]]
# IDFC Bank
* [[Karnataka Bank]]
# IndusInd Bank
* [[Kotak Mahindra Bank]]
# Karnataka Bank
# Kotak Mahindra Bank
* [[Oriental Bank of Commerce]]
# Oriental Bank of Commerce
* [[Punjab National Bank]]
* [[South Indian Bank]]
# Punjab National Bank
* [[State Bank of India]]
# RBL Bank
* [[TJSB Bank]]
# South Indian Bank
* [[UCO Bank]]
# State Bank of India
* [[Union Bank of India]]
# TJSB Bank
* [[United Bank of India]]
# UCO Bank
* [[Vijaya Bank]]
# Union Bank of India
* [[Yes Bank]]
# United Bank of India
# Vijaya Bank
}}
# Yes Bank

⚫
The following 6 banks art issuers only:<ref name=list/>
⚫
# Dena Bank
⚫
# HSBC
⚫
# IDBI Bank
⚫
# Indian Bank
⚫
# Standard Chartered Bank
⚫
# Syndicate Bank


⚫
The following seven banks art issuers only:<ref name=list/>
* [[Central Bank of India]]
⚫
* [[Dena Bank]]
⚫
* [[HSBC]]
⚫
* [[IDBI Bank]]
⚫
* [[Indian Bank]]
⚫
* [[Standard Chartered Bank]]
⚫
* [[Syndicate Bank]]


The Following are Bank codes for short dial Eg.
The Following are Bank codes for short dial Eg.

Revision as of 12:19, 26 December 2016

Unified Payments Interface
IndustryFinance
Founded11th April, 2016
FounderReserve Bank of India
HeadquartersMumbai, Maharashtra, India[1]
ProductsOnline platform for transactions
ParentNational Payments Corporation of India
WebsiteOfficial site

Unified Payments Interface (UPI) is a system that powers multiple bank accounts (of participating banks), several banking services features like fund transfer (P2P), and merchant payments in a single mobile application.[2] UPI was launched by National Payments Corporation of India with Reserve Bank of India's (RBI) vision of migrating towards a 'less-cash' and more digital society. UPI has built on the Immediate Payment Service(IMPS) platform. UPI can be used for multiple common banking tasks.

How it works

Any Android smartphone user who has an account with a UPI-partnered bank can download a UPI app.[3]

Currently, the following 27 banks provide UPI-based services as PSP and issuer:[4] {{Columns-list|colwidth=15em|

  1. Allahabad Bank
  2. Andhra Bank
  3. Axis Bank
  4. Bank of Baroda
  5. Bank of Maharashtra
  6. Canara Bank
  7. Catholic Syrian Bank
  8. Central Bank of India
  9. DCB Bank
  10. Federal Bank
  11. HDFC Bank
  12. ICICI Bank
  13. IDFC Bank
  14. IndusInd Bank
  15. Karnataka Bank
  16. Kotak Mahindra Bank
  17. Oriental Bank of Commerce
  18. Punjab National Bank
  19. RBL Bank
  20. South Indian Bank
  21. State Bank of India
  22. TJSB Bank
  23. UCO Bank
  24. Union Bank of India
  25. United Bank of India
  26. Vijaya Bank
  27. Yes Bank

The following 6 banks art issuers only:[4]

  1. Dena Bank
  2. HSBC
  3. IDBI Bank
  4. Indian Bank
  5. Standard Chartered Bank
  6. Syndicate Bank


The Following are Bank codes for short dial Eg.

  • *99*41# for SBI Menu
  • *99*41*1# For SBI direct balance enquiry


Direct codes for banks:

  • * 99* 41#-State Bank of India
  • * 99* 42#- Punjab National Bank
  • * 99* 43#-HDFC Bank
  • * 99* 44#-ICICI Bank
  • * 99* 45#-AXIS Bank
  • * 99* 46#-Canara Bank
  • *99* 47#- Bank Of India
    • 99* 48#-Bank of Baroda
    • 99* 49#-IDBI Bank
    • 99* 50#-Union Bank of India
    • 99* 51#-Central Bank of India
    • 99* 52#-India Overseas Bank
    • 99* 53#-Oriental Bank of Commerce
    • 99* 54#-Allahabad Bank
    • 99* 55#-Syndicate Bank
    • 99* 56#-UCO Bank
    • 99* 57#-Corporation Bank
    • 99* 58#- Indian Bank
    • 99* 59#-Andhra Bank
    • 99* 60#- State Bank Of Hyderabad
    • 99* 61#- Bank of Maharashtra
    • 99* 62#- State Bank of Patiala
    • 99* 63#- United Bank of India
    • 99* 64#-Vijaya Bank
    • 99* 65#-Dena Bank
    • 99* 66#-Yes Bank
    • 99* 67#-State Bank of Travancore
    • 99* 68#-Kotak Mahindra Bank
    • 99* 69#-IndusInd Bank
    • 99* 70#- State Bank of Bikaner and Jaipur
    • 99* 71#- Punjab and Sind Bank
    • 99* 72#-Federal Bank
    • 99* 73#-State Bank of Mysore
    • 99* 74#-South Indian Bank
    • 99* 75#-Karur Vysya Bank
    • 99* 76#-Karnataka Bank
    • 99* 77#-Tamilnad Mercantile Bank
    • 99* 78#-DCB Bank
    • 99* 79#- Ratnakar Bank
    • 99* 80#-Nainital Bank
    • 99* 81#-Janata Sahakari Bank
    • 99* 82#-Mehsana Urban Co-Operative Bank
    • 99* 83#-NKGSB Bank
    • 99* 84#-Saraswat Bank
    • 99* 85#-Apna Sahakari Bank
    • 99* 86#-Bhartiya Mahila Bank
    • 99* 87#- Abhyudaya Co-Operative Bank
    • 99* 88#-Punjab & Maharashtra Co-operative Bank
    • 99* 89#-Hasti Co-Operative Bank
    • 99* 90#- Gujarat State Co-Operative Bank
    • 99* 91#- Kalupur Commercial Co-Operative Bank.

See also

References

  1. ^ "National Payments Corporation of India". Npci.org.in. Retrieved 16 March 2011.
  2. ^ "Unified Payments Interface". www.npci.org.in. Retrieved 11 July 2016.
  3. ^ "Unified Payments Interface". NPCI.
  4. ^ a b "UPI".
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