|Type||Credit Information Company|
|Founded||Mumbai, Maharashtra, India (August 2000 )|
|Headquarters||One Indiabulls Centre, Tower 2A-2B,19th Floor, Senapati Bapat Marg, Lower Parel, |
|Satish Pillai (Managing Director)|
|Services||Research, Risk and Policy Advisory|
TransUnion CIBIL Limited is a credit information company operating in India. It maintains credit files on 600 million individuals and 32 million businesses. TransUnion is one of four credit bureaus operating in India and is part of TransUnion, an American multinational group.
Consumer Credit Reporting
Trans Union CIBIL aggregates consumer borrowing and payment information for the purpose of assessing loan risk and pricing credit (setting the interest rate). It has partnered with Chicago-based TransUnion.
Business Credit Reporting
TransUnion CIBIL aggregates business financial and payment information for the purpose of assessing loan risk and pricing credit (setting the interest rate. It has partnered with New Jersey based Dun and Bradstreet. D&B maintains files on 150 million business worldwide.
Competitors to TransUnion CIBIL include:
- 2000: CIBIL (Credit Information Bureau (India) Limited) incorporated.
- 2004: Credit bureau services are launched in India (Consumer Bureau).
- 2006: Commercial bureau operations commenced.
- 2007: CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced.
- 2010: Two firsts for the credit industry in India with the launch of:
- 2011: CIBIL Score is made available to individual consumers.
- 2016: Transunion acquired 82% stake in CIBIL to become Transunion CIBIL.
- 2017: TransUnion CIBIL launches CIBIL MSME Rank to drive credit penetration in Micro, Small and Medium Enterprises and helping lenders assess risk better 
- 2017: Bank of India sold its 5% share in the company for Rs190.6 crore, implying a value of US$592 million for TransUnion CIBIL
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- "TransUnion CIBIL launches credit risk ranking for MSMEs". SME Times. 1 March 2017.
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- "BoI to complete sale of 29.96% stake in STCI Finance by month-end". Financial Express. 29 August 2017. Retrieved 6 September 2017.